Mortgage Questions Answered

Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.

Michael McDermott, Mortgage Loan Originator – Team Lead at NEXA Lending. NMLS #184065. Call (602) 694-5279.

Frequently Asked Questions

Who is Michael McDermott?

Michael McDermott is a Mortgage Loan Originator – Team Lead at NEXA Lending (NMLS #184065). Expert mortgage loan originator in Arizona and 8 more states helping first-time buyers, refinancing, and home purchases. Licensed #184065.

What areas does Michael McDermott serve?

Michael McDermott is licensed to provide mortgage services in Arizona, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, Texas, and Wyoming.

What services does Michael McDermott offer as a mortgage loan officer?

Michael McDermott offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, Texas, and Wyoming. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Michael McDermott?

You can call (602) 694-5279 and email mmcdermott@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Michael McDermott's NMLS number?

Michael McDermott's NMLS license number is 184065. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Michael McDermott?

Getting pre-approved is simple: share your income, assets, and credit details, and Michael McDermott will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.